You should be able to remove your credit card if you like. If your debit card can also be used as a credit card (lots of them can be used either way - even though you only can use it as a credit card for the amount you have in your account)
My point is - if you can use your debit card as a credit card then you don't need to worry about paypal - just sign up your debit card as a credit card to add and paypal will not be the wiser.
I do not have an actual "credit card" hooked to my paypal account - I only have debit card and I have no trouble.
I set up my account years ago, hopefully nothing has changed.
Connie
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